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Our company leads the area in Wind Mitigation Inspections. We work closely with other industry leaders in educating inspectors on how to properly perform these inspections. You will receive the most detailed report that will completely satisfy the insurance carrier beyond their expectations without the hassle of an insurance carrier reinspection.

What Is a Four Point Home Inspection?

A four point home inspection generally includes but is not limited to a skilled inspection of the roof, the electrical system, plumbing system and the heating, ventilation and air conditioning (HVAC) system. The different systems on your home have a varying but somewhat predictable life span. Most of the information gathered for a four point inspection pertains to just that. However, the information is not limited to the life expectancy of the systems. Also, considered are issues such as type of wiring used in the home and even the manufacturers of the equipment. We also look for signs of equipment or system failures. Our report will help the homeowner know what areas need to be rectified in order to gain the coverage they need.

What a Four Point Inspection Is not!

A four point home inspection is not a pre-purchase/pre-sale home inspection, which is much more comprehensive in nature. The four point home inspection only satisfies insurance carrier requirements of particular home systems and lacks the necessary information for you to make an informed decision in buying a home or its condition for selling. Check our discounted prices for combining such inspections.

It also is not a guarantee that the insurance carrier will qualify you, that the home is insurable, that the carrier will require no other certifications or inspections, or that you won’t be required to have work performed after the home inspection. South Florida Home Inspection Association is an independent inspection association and does not work for or have any control over any insurance company.

What Is a Roof Certification?

A Roof Certification Inspection is usually done at the request of the insurance carrier. They will typically request it due to the information they have on file is indicating that the roof covering is approaching the end of it’s expected life. The inspection is used to document the most recent dated of complete replacement. Therefore, it is extremely important for the homeowner to have a copy of the permit and/or contract of the most recent work completed.

The inspection can take up to 1 hour to complete and is comprised of the report with permit documents and photos of your roof.  If no documents of a recent re-roof are available,the inspector will estimate the useful life remaining.

Check with your insurance agent and ask if it would be advantageous for you to combine the roof certification inspection with another inspection that may save you on your insurance premiums. We offer a discounted price when two or more inspections are completed on the same day.


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