• Gift Cards
• Airfare
• Hotels

Not as good a program as (especially if you have the ). If you do a lot of your shopping on base, this could be a good option for you, when used responsibly (I.E., paying in full every month).

Would I recommend either of these cards?

No, unless you have never had a credit card before. Because these are available exclusively to those with Exchange access, you shouldn’t have much of a problem being approved for this card with a poor or nonexistent credit history.

If you have a good to excellent credit score, there are much better options available to you, such as or no annual fee (exclusively for active duty military personnel)  that offer massive sign up bonuses and much better rewards programs.

Military Star Card as a First Credit Card